Risk Officer (LOD2) - Credit Risk & Enterprise Risk Management

As a Risk Officer your responsibilities are:

• Support and strengthen the local second line of defense (LOD2) framework in close collaboration with the Chief Risk Officer.
• Contribute to the bank's Enterprise Risk Management framework, including annual risk assessments, risk mapping, RCSA, risk taxonomy updates and broader governance topics.
• Oversee key risk areas with a focus on credit risk, operational risk and ERM, while maintaining general awareness of topics such as ICT / DORA, ESG and other non-financial risks.
• Act as a true risk partner to the business by providing constructive challenge, sound judgment and pragmatic recommendations.
• Review lending-related risks and support the monitoring of day-to-day credit risk topics, including knowledge of loan products / Lombard lending.
• Help ensure alignment with local regulatory expectations and internal group standards.
• Work with stakeholders to identify control gaps, assess emerging risks and support ongoing improvements to the risk framework.
• Promote a strong and proactive risk culture across the business.